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Financing Your Home >Financing Clauses

Residential sales agreements usually have clauses referred to as financing contingencies which allow the buyers to declare the contract null and void if they are unable to obtain financing. This may be the most important condition in your contract if you are buying a home, so read the contract carefully before you sign it.

Most financing clauses set a time limit of from 30 to 45 days for obtaining a firm commitment from a lender. They may set deadlines for applying for a loan, and require the buyer's full cooperation in obtaining all the information needed to process your loan. If the loan is not approved by the deadline, it may be necessary to request an extension from the sellers or take specific steps to void the contract and get your deposit money back. Be sure to note all of the financing deadlines in the contract, apply for your loan as soon as possible, and be diligent about providing the lender with any documents that are requested.

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Q	What Newport, Rhode Island mansion was built as a birthday present and incorporates 500,000 cubic feet of white marble?
A	The Vanderbilt Marble House was constructed by railroad baron William K. Vanderbilt for his wife Alva, who later divorced him, remarried and moved into a mansion down the street.
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Best mortgage broker in town: Steve Fox, President of Crossland Mortgage www.crosslandmortgagefunding.com MortgageGuyFla@aol.com
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Ron Fillion, P.A., Broker-associate, REALTOR®, real estate agent and broker for Miami, Miami Beach and Coconut Grove Florida home listings, property and land for sale - NUMBER1EXPERT(tm)

Ron Fillion, P.A., Broker-Associate / Area Manager
Ocean View Intl Realty
Cell: 305-742-3435
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Ron is a true professional that is committed to excellence. He is a leading real estate expert in Southeast Florida, providing exceptional Service, Marketing and Results. Ron also speaks French & Spanish. He can be reached anytime toll free at 1-866-SoldByRon (765-3297) or direct at 305-742-3435, email him at RonFillion@aol.com or visit his web sites at www.MillionFillion.com.

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