Miami, Miami Beach and Coconut Grove real estate and homes for sale in Florida, beachfront, oceanview properties - Ron Fillion, P.A., Broker-associate, REALTOR® Ron Fillion,  P.A., Broker-associate REALTOR(r) for Miami, Miami Beach and Coconut Grove, Florida real estate, beachfront, oceanview properties - NUMBER1EXPERT™ Ron Fillion,  P.A., Broker-associate NUMBER1EXPERT(tm) for Miami, Miami Beach and Coconut Grove, Florida real estate, beachfront, oceanview properties
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Ron Fillion,  P.A., Broker-associate, REALTORŪ, real estate agent and broker for Miami, Miami Beach and Coconut Grove Florida home listings, property and land for sale - NUMBER1EXPERT(tm)
All agents are NOT alike! Find out why I am a top real estate expert. Call anytime Toll Free in the U.S. at 1-866-765-3297 or directly at 305-742-3435


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Top Real Estate Links: Miami, Miami Beach and Coconut Grove Florida home buying, real estate listings, and homes for sale in Miami-Dade County, FL
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Useful Real Estate Web Sites 

Here's a short list of some of the more useful real estate and real estate related sites on the web. When you click on any of the links below, you'll see the site you chose, along with a form at the bottom of your screen. Use it to get answers for any questions you might have about anything you find. 

Remember: It's my job to know more about real estate than any web site! 

Miami Moving Companies
With just a few clicks 123 Movers can find you Fast, Free, no obligation quotes from local & interstate moving companies, auto transport specialists, self storage organizations, international movers and more. Relocation can be a stressful event so let us help you find the moving services you need by searching our directory of licensed movers.

GOVERNMENT REAL ESTATE RESOURCES
Try the US Census Bureau, FedStats.com, or the Bureau of Labor Statistics for useful information. The HUD web site is full of resources. Don't forget Fannie Mae, Freddie Mac, or Ginnie Mae. Get home buying tips from the Federal Consumer Information Center.

LOCAL INFO
Find your local Chamber of Commerce or State Government.


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Real Estate Tips
Financing Your Home >Assuming a Mortgage

You may be able to assume the seller's mortgage liability when buying a house instead of having to apply for a new loan.

Assuming a loan could minimize your down payment or closing costs and get you a more advantageous interest rate. To know whether an assumption will work, find out the loan balance. If the balance is a small fraction of the purchase price, you will have to come up with a large down payment or get a second loan for the difference, unless the seller is willing to provide some of the financing. If the loan balance is high, the loan may have been made when interest rates were higher than they are today.

Most newer loans that are assumable have adjustable rates. If you are considering an assumption because of credit problems, you will need the lender's approval to make the transaction work.

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Real Estate Trivia
Q 
Which estate has two pools--one on the east side for the morning sun and one on the west for afternoon enjoyment?

A 
The former estate of John Lennon in Palm Beach has two pools plus guest quarters.
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School Reports
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Ron Fillion,  P.A., Broker-associate, REALTORŪ, real estate agent and broker for Miami, Miami Beach and Coconut Grove Florida home listings, property and land for sale - NUMBER1EXPERT(tm)

Ron Fillion, P.A., Broker-Associate / Area Manager
Ocean View Intl Realty

Cell: 305-742-3435
Toll-Free: 866-765-3297
Toll-Free: 866-Sold-By-Ron
Fax: 305-448-0803
Email: RonFillion@aol.com

Ron is a true professional that is committed to excellence. He is a leading real estate expert in Southeast Florida, providing exceptional Service, Marketing and Results. Ron also speaks French & Spanish. He can be reached anytime toll free at 1-866-SoldByRon (765-3297) or direct at 305-742-3435, email him at RonFillion@aol.com or visit his web sites at www.MillionFillion.com.

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Ocean View International Realty real estate and homes for sale in Miami, Miami Beach and Coconut Grove Florida

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