Miami, Miami Beach and Coconut Grove real estate and homes for sale in Florida, beachfront, oceanview properties - Ron Fillion, Luxury Living Realty, REALTOR® Ron Fillion,  Luxury Living Realty REALTOR(r) for Miami, Miami Beach and Coconut Grove, Florida real estate, beachfront, oceanview properties - NUMBER1EXPERT™ Ron Fillion,  Luxury Living Realty NUMBER1EXPERT(tm) for Miami, Miami Beach and Coconut Grove, Florida real estate, beachfront, oceanview properties
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Ron Fillion,  Luxury Living Realty, REALTORŪ, real estate agent and broker for Miami, Miami Beach and Coconut Grove Florida home listings, property and land for sale - NUMBER1EXPERT(tm)
Call anytime Toll Free in the U.S. at 1-866-765-3297 or directly at 305-742-3435 or Email: RonFillion@Gmail.com


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Real Estate - Homes - NUMBER1EXPERTS Sell More!
Ron Fillion, Luxury Living Realty is one of The Top Selling Real Estate Experts™
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First Time Homebuyers: Miami, Miami Beach and Coconut Grove Florida home buying, real estate listings, and homes for sale in Miami-Dade County, FL
Welcome > For Buyers > First Time Homebuyers ...


Buying Your First Home? Real Estate Agents Are Your Professional Guides. Make Sure You Choose a Top Expert. 

You might be a bit afraid or intimidated by the whole process of buying your first home. As a top Miami, Miami Beach and Coconut Grove real estate expert, it's my job to guide you, from beginning to end. 

I will take the time to go through each and every step of the buying process. There are no dumb questions! 

Together, we will consider: 

- How much can you really afford? 

- How to qualify for a mortgage. 

- How much cash you should put down. 

- How to buy a home with little or nothing down. 

- What it takes to get approved for financing. What banks and other financial institutions are looking for. 

- How much your payments will be. 

- The tax advantages of buying. 

- Is renting or buying better for you? 

Tell me a bit about your situation below. I'll get right back to you. There is absolutely no charge, and I offer this to you with no strings attached. 

New to the home buying process? Tell me your concerns. Ask me questions. It's my job to help! There's no obligation, and I promise to get back to you quickly... 

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Real Estate Tips
First Time Buyers >More Down Payment Help

One of the most common deterrents to first-time home buyers is the lack of a down payment. However, the home loan industry has practically re-created itself in the last ten years, making it easier than ever to obtain a mortgage, and new mortgage programs are always cropping up.

Some states sponsor loan programs that allow buyers to purchase a home without putting any money down. A parent or other relative can guarantee repayment of ten percent of the loan if the buyer defaults. The only cash needed is for the closing costs, which typically run about three percent of the loan. Parents can also give their children down payment help through a personal note or second trust deed. The terms can be set up for monthly payments or annual payments amortized over a period of time. You could pay the interest only, and have the payoff due when the property is sold.

With so many alternatives, doesn't it make sense to call your real estate agent for a free consultation? You may be closer to home ownership than you think.

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Real Estate Trivia
Q 
What are the world's most valuable chairs?

A 
A pair of Chippendale chairs designed by Robert Adam sold in 1997 at Christie's, London to an anonymous buyer for $2,762,330.
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Ron Fillion,  Luxury Living Realty, REALTORŪ, real estate agent and broker for Miami, Miami Beach and Coconut Grove Florida home listings, property and land for sale - NUMBER1EXPERT(tm)

Ron Fillion, P.A., Broker-Associate
Luxury Living Realty

Cell: 305-742-3435
Toll-Free: 866-765-3297
Toll-Free: 866-Sold-By-Ron
Fax: 305-506-8128
Email: RonFillion@Gmail.com

Ron is a true professional that is committed to excellence. He is a leading real estate expert in Southeast Florida, providing exceptional Service, Marketing and Results. Ron also speaks French & Spanish. He can be reached anytime toll free at 1-866-Sold-By-Ron (765-3297) or direct at 305-742-3435, email him at RonFillion@Gmail.com or visit his web sites at www.MillionFillion.com.

Equal Housing MLS REALTOR


Ocean View International Realty real estate and homes for sale in Miami, Miami Beach and Coconut Grove Florida

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