Miami, Miami Beach and Coconut Grove real estate and homes for sale in Florida, beachfront, oceanview properties - Ron Fillion, Luxury Living Realty, REALTOR® Ron Fillion,  Luxury Living Realty REALTOR(r) for Miami, Miami Beach and Coconut Grove, Florida real estate, beachfront, oceanview properties - NUMBER1EXPERT™ Ron Fillion,  Luxury Living Realty NUMBER1EXPERT(tm) for Miami, Miami Beach and Coconut Grove, Florida real estate, beachfront, oceanview properties
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Ron Fillion,  Luxury Living Realty, REALTORŪ, real estate agent and broker for Miami, Miami Beach and Coconut Grove Florida home listings, property and land for sale - NUMBER1EXPERT(tm)
Call anytime Toll Free in the U.S. at 1-866-765-3297 or directly at 305-742-3435 or Email: RonFillion@Gmail.com


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Real Estate Tips
Insurance >Do You Need Mortgage Protection

If you have a mortgage on your home, you may have received several offers from insurance companies that sell coverage to pay off your mortgage in the event you die unexpectedly. Although insurance in general is a good idea, mortgage insurance is usually a poor value in most cases.

If you read the large print, it appears that the policy will protect your family if you die before your mortgage is paid off. All you have to do is fill out the paperwork, have a physical exam, and pay a little more each month. The fine print, however, may limit the coverage relating to accidental death. If there are two people on the deed of trust, the policy may pay only half if one of them dies.

When considering mortgage insurance, call a good insurance agent before you send in your forms. Insurance experts usually advise against separate policies to cover various contingencies. A regular term life insurance policy equal to the amount of your mortgage will probably offer you a lot more coverage for your money.

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Real Estate Trivia
Q 
What 70-room East Coast mansion was built as a summer home and is known as a "Gilded Age cottage"?

A 
Cornelius Vanderbilt's "Breakers" Mansion in Newport, Rhode Island, named for the waves crashing along the cliff that separates the property from the ocean.
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Ron Fillion,  Luxury Living Realty, REALTORŪ, real estate agent and broker for Miami, Miami Beach and Coconut Grove Florida home listings, property and land for sale - NUMBER1EXPERT(tm)

Ron Fillion, P.A., Broker-Associate
Luxury Living Realty

Cell: 305-742-3435
Toll-Free: 866-765-3297
Toll-Free: 866-Sold-By-Ron
Fax: 305-506-8128
Email: RonFillion@Gmail.com

Ron is a true professional that is committed to excellence. He is a leading real estate expert in Southeast Florida, providing exceptional Service, Marketing and Results. Ron also speaks French & Spanish. He can be reached anytime toll free at 1-866-Sold-By-Ron (765-3297) or direct at 305-742-3435, email him at RonFillion@Gmail.com or visit his web sites at www.MillionFillion.com.

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